Client: HSBC Bank
Acct #: 5410581819021892
File #: 1002539441
“We agreed to the following settlement arrangement. Failure to keep this exact agreement will void this settlement offer.
~~~~~~ Settlement Agreement ~~~~~~
09/19/08 ——— $2,287.74
Your account will be marked as settled and our client will update your credit report to reflect the status of your account.
The purpose of this letter is to collect a debt. Any information obtained will be used for that purpose.”