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Fair Debt Collection Practices Act (FDCPA) – The Law

View the Fair Debt Collection Practices Act (FDCPA).

  • 801. Short Title
  • 802. Congressional findings and declaration of purpose
  • 803. Definitions
  • 804. Acquisition of location information
  • 805. Communication in connection with debt collection
  • 806. Harassment or abuse
  • 807. False or misleading representations
  • 808. Unfair practice
  • 809. Validation of debts
  • 810. Multiple debts
  • 811. Legal actions by debt collectors
  • 812. Furnishing certain deceptive forms
  • 813. Civil liability
  • 814. Administrative enforcement
  • 815. Reports to Congress by the Commission
  • 816. Relation to State laws
  • 817. Exemption for State regulation
  • 818. Effective date
  • End Notes
  • Legislative History
  • Amendments

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