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Consumer Protection Category

Your Rights When Debt Collectors Violate Connecticut Debt Collection Laws

When it comes to debts, it’s important to fully know your rights as to whether the Connecticut collector contacting you is violating any debt collection laws. Creditors and collection agencies residing in Connecticut do have limits on what they can do to collect a debt. These limits are set forth in various federal and state laws. The collection […]


FDCPA, Businesses And Persons In Debt

The FDCPA applies to debt collectors who use interstate commerce, including the regular mail to collect debts. The federal law applies to the collection agency and not the original creditors. Creditors normally try to collect from the debtor first. If the creditor can’t reach satisfactory terms with the debtor, then the creditor will assign or […]


IRS May Be Monitoring Debtor’s Social Media Accounts

Debt collectors have been using a simple information mining tool for years: Facebook. Photos and other posts on Facebook and other social media sites including Twitter and Instagram can reveal a great deal of information about your financial condition. But how? For instance, the simplest way of obtaining information is through photos. Photos can show […]


Watch A Round Panel Discussion About The Book “Is College Worth It?”

“Is College Worth It?” By William Bennett is an important book that about a former United States Secretary of Education and a Popular Liberal Arts graduate who expose the truths and broken promises of higher education in America. It was my opinion that this book is very instructive to anyone who reads it and I […]


Get To Know The Telephone Consumer Protection Act (TCPA)

Are you in debt and being harassed by creditors? Creditor harassment comes in many forms. Perhaps the most annoying (and therefore a very effective) form of creditor harassment is persistent calls to your home or cell phone. Large creditors and collection agencies commonly use auto dialers to place telephone calls to debtors. Once the call is answered, […]